Terms of Service

Last updated: 1/22/2026

Welcome to David's Notes. By accessing or using our website, you agree to be bound by these Terms of Service.

1. Intellectual Property

All content published on this website, including but not limited to text, images, graphics, and logos, is the property of David Kim and is protected by copyright laws. You may not reproduce, distribute, or create derivative works without our express written permission.

2. Use of Content

The content provided on David's Notes is for informational and educational purposes only. It does not constitute professional financial, legal, or investment advice. We are not responsible for any decisions made based on the information provided here.

3. User Conduct

You agree to use our website only for lawful purposes. You must not use our site to transmit any malicious code, spam, or engage in any activity that disrupts the site's functionality.

4. Disclaimer of Warranties

This website is provided "as is" without any warranties, express or implied. We do not guarantee that the site will be error-free, secure, or uninterrupted.

5. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the website after any changes constitutes your acceptance of the new terms.

6. Contact

For any inquiries regarding these terms, please contact: contact@economist-david.com